Our approach
Unrestrained partnership is the foundation of our Life and Pensions transformation platform.
Our commitment to transforming the industry and meeting its most pressing needs demands that we facilitate industry-wide collaboration and work closely with our customers.
This doesn’t mean that our customers are tied down.
In fact, we believe that composable flexibility is the key to transformation across geographic regions in an industry with complex needs.
And this is reflected in how we develop and implement our policy administration environment.

How it’s delivered

Partnership
See how we partner with our customers, and facilitate collaboration across the industry, to deliver transformative policy administration.
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Technology
See how Lumera is built, what separates it from a traditional policy administration system and how a centralised environment can transform your entire organization.
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Implementation
See how our incremental, compartmentalised range of implementation approaches deliver short-term value in a long-term strategy.
Learn moreThe Lumera ecosystem at a glance

We’ve created an endlessly flexible and composable cloud-native platform for Life and Pensions companies to quickly and easily fine-tune the business functions they need to grow.
We call it a policy administration environment. It’s highly-usable by business users, with an API-first, developer centric foundation – so your customer-facing teams can deliver better outcomes, faster, while your data and technology teams can create innovative new market offerings, operational capabilities and insights.
Our customers

We helped AMF pass on €30m in annual saving to their customers.

How our business service outsourcing manages a complex defined benefit plan.

How we helped an underdog become upper hand and enable them to embrace the fourth industrialisation.

How we can help transform Nordea’s fragmented system, built on decades of dispersed and broad customer offerings, to a unified environment for better efficiency.

How we helped Nordnet become more agile by building the foundation for their Nordic pension and insurance offering, so they could focus on excellent digital customer experiences.

How we in partnership with Future Core Cloud, will help PP Pension migrate to Lumeras’s policy administration platform using our cloud-based offering.

How we helped one of Scandinavia’s leading life insurance companies transform their policy administration by modernizing core IT infrastructure and improving operational efficiency.

How Lumera became the core digitalization platform that transformed Sweden’s fastest growing life insurance company.

How we created a unified environment to help Swedbank consolidate administration between their services – including insurance policies, a countrywide Savings bank and an Internet bank.

How we helped Folksam with innovative test automation which provides future-proof quality and security.
A tailor-made plan
Want to see how our approach could work for you?
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